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Communities Midlothian, VA

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0 Midlothian Communities

Discover Living in Midlothian

Originally a coal mining town, Midlothian takes its name from the Mid-Lothian Mining and Manufacturing Company. Midlothian is known for popular attractions including: Midlothian Mines Park, Robious Landing Park and River City Sportsplex. Midlothian is in Chesterfield County where residents can take pride knowing that Chesterfield is named "The 17th Best Place to Live in America," "One of the 100 Best Communities in America for Young People," as well as the lowest crime rate in the Richmond Metro area.

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THESE OFFERS MAY NOT BE COMBINED WITH OTHER INCENTIVES.

All trademarks are the property of their respective owners.

Silverton Mortgage is authorized to originate FHA loans, but it is not an agent of, or affiliated with, the U.S. Government.

ALL LOANS ARE SUBJECT TO CREDIT APPROVAL.

Contact your Mungo Homes sales manager for a list of eligible homes. Contracts written on or after 01/15/2025. Loan must close before 05/15/2025. All terms and conditions subject to credit approval, market conditions and availability. Silverton Mortgage has locked in a fixed interest rate for a pool of funds. Rates only available until pool of funds is depleted or rate expires.

*Example of 96.5% LTV FHA Loan Program with $400,000.00 sales price. $392,755.00 loan amount - 30-year fixed rate loan with zero points based on 360 monthly payments at $2,105.99 each (P&I only). Monthly payments do not include required mortgage insurance, taxes, insurance premiums or other applicable escrows. Actual payment amount will be higher. Down payment of $14,000 required. Example assumes 780 credit score and includes $1,495 origination fee, 5.748% APR, and 4.99% interest rate as of 01/15/2025. Rate, fees, other charges and terms subject to change. Available loan programs and terms will vary by state.

**Example of 100% LTV (0% Cash Down) VA Loan Program with $400,000.00 sales price. $413,200.00 loan amount - 30-year fixed rate loan with zero points based on 360 monthly payments at $ 2,215.62 each (P&I only). Monthly payments do not include required mortgage insurance, taxes, insurance premiums or other applicable escrows. Actual payment amount will be higher. 0% cash down payment of $0 required. Example assumes 780 credit score, 5.296% APR, and 4.99% interest rate as of 01/15/2025. Rate, fees, other charges and terms subject to change. Available loan programs and terms will vary by state.

Vanderbilt Mortgage and Finance, Inc., dba Silverton Mortgage, 1201 Peachtree St NE, Ste 2050, Atlanta, GA 30361, 404-815-0291, NMLS #1561, (http://www.nmlsconsumeraccess.org/), Licensing information: https://silvertonmortgage.com/licensing/. 01/2025

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